Planet Motors
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HOW IT WORKS

OUR PROTECTION PLANS

Planet Motors has you covered with PlanetCare™ packages, GAP coverage, Incident Pro, and Replacement Warranty, all in one place.

See All Plans

PLANET MOTORS HAS YOU COVERED

We offer a range of coverage plans, from PlanetCare™ extended warranty packages to GAP insurance. PlanetCare™ gives you added protection so you can drive knowing your vehicle is covered.

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Nationwide Coverage

Access to repair locations across Canada to keep your costs low.

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Peace of Mind

We've got you covered with free 24/7 roadside assistance and rental coverage.

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Cancel Anytime

Cancel anytime to receive a prorated refund.

PLANETCARE™ PACKAGES

See what package fits your budget and requirements. Prices vary depending on the vehicle.

PlanetCare™

Essential Shield

$1,950

+ $250 deposit at checkout

  • Standard Warranty
  • Trade-in Credit Applied
  • Pickup or Delivery Anytime ✓
  • Tire & Rim Protection
  • InvisitTrak™ Anti-Theft
Covered for depreciation, repairs, and unforeseen events. Job loss protection ensures next year's payments are covered.
$50K Replacement
~ $30K GAP
~ 12 Payments
POPULAR

PlanetCare™

Smart Secure

$3,000

+ $250 deposit at checkout

  • Extended Warranty
  • Trade-in Credit Applied
  • Pickup or Delivery Anytime
  • Tire & Rim Protection
  • InvisitTrak™ Anti-Theft
Comprehensive protection where it matters. New-for-old replacement, zero deductibles, loan clearance on death or illness, and payment coverage during disability.
$60K Replacement
~ $1M Life
~ $500K CI · ~ $25K Payments

PlanetCare™

Life Proof

$4,850

+ $250 deposit at checkout

  • Extended Warranty
  • Trade-in Credit Applied
  • Pickup or Delivery Anytime
  • Tire & Rim Protection
  • InvisitTrak™ Anti-Theft
All-around protection with no surprises. New-for-old replacement, zero deductibles, loan clearance on death or illness, payment coverage during disability, plus theft and GAP protection.
$60K Replacement
~ $1M Life
~ $500K CI · ~ $25K Payments

INCIDENT PRO

Small Damages,
Big Peace of Mind

Daily wear and tear is inevitable, but costly repairs don't have to be. Incident Pro protects you against dings, windshield chips, and ripped upholstery that regular insurance policies don't cover.

No more worrying about claims, deductibles, or watching your premium go up. Submit a claim, get it handled, and move on.
  • Covers minor damage to interior and exterior
  • Claims processed quickly without affecting your insurance
  • No out-of-pocket expense for small repairs
Covered ✓
Not Covered ✗
Dents, dings, and minor scratches
Structural damage or full panel repair
Windshield chips or cracks
Damage from collisions
Lost or stolen key fobs
Normal wear and tear
Pre-existing damage
💰Saves money: Avoid deductibles and costly cosmetic repairs.
Convenient: Fast approval process, minimal paperwork.
📈Boosts resale value: Keep your car in like-new condition.
🔑Continued protection: Covers interior, exterior, and key fobs.
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A New Car, Not Just a Payout

Standard insurance pays depreciated value. Our plan gives you a comparable replacement vehicle.

Covered ✓
Not Covered ✗
Total loss from theft, fire, or collision
Partial damage or repairable claims
Replacement vehicle (similar make/model)
Used or previously owned vehicles
Fixed premium, no renewal fees
Wear and tear, cosmetic issues

REPLACEMENT WARRANTY PLAN

A Replacement Vehicle,
Not Just a Cheque

If your vehicle is totalled due to theft, fire, or collision, standard insurance gives you a cash payout based on depreciated value. That amount is often not enough to replace your vehicle with a similar model.

The Replacement Warranty Plan ensures you receive a replacement vehicle matching your original model and value, not just a cheque.
🚗Full vehicle replacement: No market value adjustments.
📅Long-term peace of mind: Coverage lasts up to 7 years.
💵Stability: One-time payment, no unexpected renewal fees.
😌No disruption: You avoid the stress of car shopping after a total loss.

COMPANION GAP COVERAGE

Bridge the gap between your insurance payout and your loan balance.

EXAMPLE: If You Owed on Your Vehicle

$15,000

Insurance Payout

$12,000

What your insurer pays

Amount Owed (GAP)

$3,000

GAP coverage pays this

How GAP Coverage Works

  • Your insurer pays the vehicle's current market value after a total loss.
  • If your loan or lease balance is higher, GAP coverage covers the leftover amount.
  • You avoid having to pay any remaining balance out of pocket.

Who Should Consider GAP?

Drivers with loans or leases where balance exceeds market value

New car buyers who experience rapid depreciation in the first years

Anyone wanting to avoid surprise debts after theft or total loss

Covered ✓
Not Covered ✗
Difference between insurance payout and loan/lease balance
Deductibles on your insurance policy
Theft or total loss due to collision, fire, or covered perils
Missed or late loan payments
Lease gap amount if applicable
Regular maintenance or repairs
🔒Financial security: Protects your finances from large unexpected bills.
⚙️Built into your financing: Coverage attaches directly to your loan or lease.
🧘Peace of mind: Drive knowing you won't owe more than your car is worth.
📋Coverage term: Active for the full length of your loan or lease.

MULTIPLE LAYERS OF PROTECTION

Every Planet Motors vehicle comes with a 10-Day Money-Back Guarantee and is eligible for our protection plans.

10-Day Money Back

Comes Standard

100-Day Limited Warranty

Comes Standard

150-Point Inspection

Comes Standard

PlanetCare™

Optional Add-on

GAP Coverage

Optional Add-on

FREQUENTLY ASKED QUESTIONS

Is an extended warranty on a used car worth it?

Yes, an extended warranty can help protect you from costly repairs after the manufacturer warranty expires, especially on pre-owned vehicles.

What is GAP insurance in Canada?

GAP insurance covers the difference between your car's value and what you still owe on your loan if your vehicle is stolen or written off.

What does tire & rim protection cover?

It helps cover the cost of repairs or replacement for damage caused by potholes, nails, curb impact, and road hazards.

Can I add protection plans after purchasing my vehicle?

Some plans can be added after purchase. Contact us directly to discuss your options and eligibility.

Ready to Drive With Confidence?

Talk to one of our protection specialists today and find the plan that fits your budget and lifestyle.

Call (416) 985-2277Browse Inventory